of wealth sits in cash and cash-equivalent assets.
Source: Federal Reserve data
Expanding the conversation around generosity
Opportunity grows when the conversation expands.
What could your resources make possible? Lacus Legacy Consulting helps donors give with greater intention to create meaningful impact while also equipping organizations with the tools needed to have stronger, more expansive fundraising conversations.
The larger opportunity
Most charitable giving conversations begin with cash. Most wealth doesn’t.
Behind every gift is a person deciding what their resources could make possible. The statistics reveal a wider conversation is needed, not just a focus on a single pool of donor wealth waiting to be accessed.
of charitable donations are still made with cash.
Source: Community foundation dataof contributions to donor-advised funds may arrive as noncash assets.
Source: DAF reportingis the five-year growth advantage for organizations accepting securities.
Source: Study of 1M+ nonprofit tax returnsOur interpretation
The generosity is already there. The assets are already there. The mission is already there. What is often missing is the expanded tax-advantaged strategies connecting them for greater impact.
A more intentional approach
This is strategic generosity.
It isn’t simply about giving more.
It isn’t about finding a tax strategy for its own sake.
And it should never reduce generosity to another financial transaction.
It is about aligning what you have with what you care about.
- Your resources
- Your values
- Your family
- Your convictions
- Your legacy
Where Lacus Legacy Consulting works
Between generosity and strategy.
We expand the conversation around strategic generosity, helping you understand possibilities you may not have known existed by bringing the right professionals into the conversation when their expertise is needed.
Our role is to connect the heart behind your generosity with your resources, relationships, and strategy that can carry your values forward to create a lasting legacy.
Ask a better question“What could my resources make possible?”
Beyond cash
Your resources may hold more possibilities than you can imagine.
Generosity is bigger than a check.
We help donors, ministries, nonprofits, and their professional advisors explore a broader conversation about resources, stewardship, charitable strategy, and the impact those resources can create.
For many of us, generosity has traditionally meant giving from what we earn or what we have available in cash. But the resources we have been entrusted with often extend far beyond our checking accounts.
Businesses
- Partnerships
- LLC's
- S Corps
- C Corps
Other Assets
- Oil and gas
- Mineral Rights
- Intellectual Property
- Restricted Stock
Assets and giving approaches worth exploring
Stocks & Bonds
Publicly traded securities are usually an easy direct transfer to an organization from a financial account before sale for tax-advantaged giving.
ETFs & Mutual Funds
Interests in exchange-traded funds and mutual funds may also represent charitable resources beyond the cash held in an account.
Real Estate
Homes, commercial property, land, and other real estate may become part of a larger giving strategy to fund more significantly into a project or organization.
Oil & Mineral Rights
Ownership interests in oil, gas, and mineral rights may hold significant value and can become part of a charitable conversation with specialized guidance.
Business Interests
Ownership in a privately held business can be donated partially or fully to fund your vision or mission. This is an important future-building legacy conversation.
Digital Assets
Cryptocurrency and other digital assets may be accepted by appropriately equipped charitable organizations or through qualified processing partners.
Vehicles, Art & Collectibles
Vehicles, equipment, artwork, collectibles, and other valuable personal items may support a mission when there is a responsible plan for valuation, receiving and liquidating them.
Precious Metals & Coins
Gold, silver, bullion, and collectible coins may hold significant value and can be explored as charitable resources with appropriate appraisal and receiving guidance.
Qualified Charitable Distribution
For an eligible IRA owner, a QCD is a tax advantaged direct distribution from an IRA to a qualifying charitable organization. It is a giving approach rather than a noncash asset.
Life Insurance
A life insurance policy or its proceeds may be incorporated into a charitable or estate plan with guidance from the appropriate professionals.
Charitable Gift Annuity
A charitable gift annuity is an agreement in which a gift supports an organization while the donor receives fixed payments under the arrangement.
Charitable Trusts
Charitable remainder and charitable lead trusts can coordinate family, income, estate, and charitable goals through carefully structured planning.
Estate Gifts
Bequests and beneficiary designations can extend generosity beyond a lifetime and carry deeply held values into the future.
Use the arrows or scroll to explore
This is a starting point, not an exhaustive list. Every opportunity depends on the asset, the receiving organization, and the donor’s circumstances. Lacus Legacy Consulting helps identify the conversations and qualified professionals needed to explore what may be possible.
Where opportunity meets readiness
The opportunity for Generosity is greater than you may know.
Many donors have accumulated wealth in forms other than cash, including business interests, securities, real estate, and other assets. Yet, charitable giving conversations often remain centered on traditional cash donations.
At the same time, many ministries and nonprofit organizations have never developed the knowledge, policies, professional relationships, or internal confidence necessary to participate effectively in more sophisticated charitable giving conversations.
Lacus Legacy Consulting helps close that gap.
Through education, strategic consulting, organizational readiness, and collaboration with qualified legal, tax, financial, and charitable-gift professionals, we help build an ecosystem in which generosity can be stewarded thoughtfully and organizations can become prepared for a broader range of charitable opportunities.
The three conversations
Every meaningful act of generosity begins with a conversation.
We all share a deep desire to make a more meaningful impact on the world around us. Let us help you turn that desire into a thoughtful path forward. Before asking what you should give, there are three conversations worth having.
01Heart
What matters to you?
Before generosity becomes a transaction, it begins as conviction. What would you love to support and grow for future generations?
02Resources
What have you been entrusted with?
What you have built over a lifetime carries more than financial value. It reflects your life’s work, the legacy you are shaping, and the greater impact you still have the opportunity to make.
03Impact
What could those resources make possible?
This is where heart and resources come together, and generosity moves beyond the gift itself. It becomes faith in action.
Wisdom surrounds the conversation
Who belongs at the table?
Thoughtful generosity makes room for the right legal, tax, accounting, financial, estate, charitable-gift, and organizational expertise. Lacus helps simplify the process by bringing those perspectives into one collaborative conversation, so your legacy gifts can become a reality.
Who is around your table?
We don’t replace the table. We help build it.
The donor or family
Brings the heart, values, resources, intentions, and vision.
The organization
Brings the mission, responsibility, readiness, and stewardship.
Qualified professionals
Bring their respective legal, tax, financial, estate, valuation, and gift expertise.
Lacus Legacy Consulting
Brings education, preparation, strategy, and the conversation that helps connect the pieces of your heart, mission, and legacy.
We are not the transaction. We are the catalyst for a better conversation.
Our value is our expertise, not the transaction. Lacus does not take custody of a gift, receive a percentage of a contribution, require a particular financial product, or replace the donor’s existing professional team unless requested.
Where are you entering the conversation?
One philosophy. Distinct journeys. Clear boundaries.
01
For individuals and families
Explore Your Generosity
Begin with what matters, what you have built, and what you would love to see made possible.
Begin your conversation →02For nonprofits and ministries
Prepare Your Organization
Build the knowledge, policies, processes, and professional relationships needed to steward broader opportunities responsibly.
Explore organizational readiness →03For professional collaborators
Bring Expertise to the Table
Create better charitable conversations while preserving the legal, tax, financial, estate, and gift expertise each role provides.
Explore collaboration →Impact is the destination
You’ve spent a lifetime building resources. What could they build next?
Your generosity deserves the same intentionality that built your success. The first step isn’t choosing a charitable structure. The first step is expanding the conversation.
Explore What May Be PossibleThe conversation is personal
Legacy is not only what someone leaves behind. It is what they choose to carry forward.
You’ve built more than wealth. You’ve built legacy. What will your legacy make possible through generosity?
For organizations, that means learning how to recognize and support long-term donor intentions. For donors, it means connecting what they have built with the people, places, and purposes they want to strengthen for years to come.
Explore Legacy Giving“
This work is personal. The process should be, too.
Clarity without pressure
Better questions. Clearer next steps.
Lacus Legacy Consulting brings clarity to complex possibilities without losing sight of the people at the center of them. We help organizations and donors move forward with more confidence and a clearer understanding of what comes next. Whether you are considering your own generosity, preparing an organization, or bringing professional expertise to the table, begin with the conversation already in front of you.
A direct way to begin
Start the conversation right here.
You do not need to know exactly what kind of support you need before reaching out. Tell us who you are, what you are exploring, and where the conversation feels unclear. We will begin there.